All your accounts, finally in one place
Your Money. Understood.
Connect every bank, card, loan, and investment account. See your net worth, cash flow, and goals in one real-time view, without jumping between five apps.
Financial Tools
Built for how you actually live
Never miss a bill again
Every subscription and recurring charge, tracked in one place. See what's due, what's cancellable, and what's quietly eating your budget.
Proactive AI
Ask anything. Get answers backed by your actual data.
A financial AI that reads your accounts, spending, and portfolio — then explains what it found in plain language, with every figure sourced and traceable.
Tools$192,400
+8.2% YTD
$24,100
$58,300
$274,800
+$47,200 YTD
3 connected accounts · synced 2m ago
Data sources
Shared Workspaces
Financial decisions made together
Discuss any transaction with your partner, delegate to your team, and get AI analysis — all in the context of the exact data you are looking at.
Whole Foods Market
Groceries · Alex
Netflix
Subscriptions · Jordan
Delta Air Lines
Travel · Alex
Whole Foods Market
Groceries · Jordan
Delta Air Lines
Travel · Feb 19
Jordan Lee· 2h agoIs this the Austin trip flight?
Alex Kim· 1h ago@Jordan yes, outbound leg. Travel budget covers it.
Q1 travel budget is $1,200. This $418.60 charge brings spend to $832 — $368 remaining this quarter.
Assign to teammates
Delegate transactions with an optional review note.
All threads, one inbox
Filter open and resolved across every workspace.
@AI in any thread
AI sees the transaction, data, and full thread context.
Net Worth & Cash Flow
See your complete financial picture, at a glance
Track where every dollar comes from and where it goes. Watch your net worth grow in real time with beautiful charts that make complex data immediately understandable.
- Unified view of all accounts, investments, and liabilities
- Automatic income and expense categorization
- Month-over-month and year-over-year comparisons
Transactions
Every transaction, automatically organized
Stop manually sorting receipts. Every transaction is imported, categorized, and searchable in seconds.
- Automatic categorization across all accounts and cards
- Powerful search and filter to find any transaction instantly
- Split transactions across multiple categories or budgets
Investment Portfolio
Track every investment in one place
Get a real-time view of your portfolio across all brokerages. Understand your asset allocation, monitor performance, and make better investment decisions.
- Holdings, allocations, and performance across all accounts
- YTD and all-time returns with benchmark comparisons
- Rebalancing suggestions based on your target allocation
FidelityBrokerage$142,310
RobinhoodStocks$98,620
VanguardIRA$59,580
AAPL
TSLA
MSFT
AMZN
GOOGLConnected everywhere
Your bank is already here.
Banks, brokerages, credit unions, and retirement accounts. If it holds your money, Folio connects to it.
Chase, Bank of America, Fidelity, Schwab, and 11,980+ more
Pricing
Free for individuals.
Full-featured from day one.
We believe financial clarity should not be gated behind a $99 annual subscription. Individual access is free, forever.
$0/yr
save 0%
Basic financial tracking
- 2 institution connections
- 30-day transaction history
- 10 AI insights/month
- 3 budgets
$149/yr
save 35%
For personal finance management
- 10 institution connections
- 12-month transaction history
- 50 AI insights/month
- Unlimited budgets
- CSV data export
$299/yr
save 36%
Advanced features for wealth building
- Unlimited institution connections
- Full transaction history
- 200 AI insights/month
- Tax optimization reports
- Priority support
$449/yr
save 37%
Complete household finance management
- Everything in Pro
- 5 family members
- 500 shared AI insights/month
- Household dashboard
- Shared budgets
Competitor pricing as of February 2026. Monarch Money individual plan $179.99/yr.
Get started today
Your finances, finally
understood.
Connect every account in minutes. Get the complete picture you have never had before.